Public liability insurance is one of the main types of business insurance
It can cover compensation payments and legal costs if a member of the public (maybe a customer, a supplier, or a passerby) sues your business because they’ve been injured or their property has been damaged.
Professional indemnity insurance is an important type of business insurance, especially for businesses that give advice or provide a professional service to clients. It can cover compensation claims if a business is sued by a client for making a mistake that leads to financial loss.
It is good practice for trainers to have public liability and professional indemnity insurance. This section will look at the benefits to an instructor and the disadvantages of not having it.